Winery Insurance

from C. Don Filer Agency

Winery Insurance in Washington

As a winery or vineyard owner, you know there is much more to the process of producing terrific wine than simply growing grapes. Large or small, there is a unique risk for insuring a vineyard or winery and vintners require customized insurance solutions. At Filer Insurance Agency, we understand wine. We live in the community that is home to over 90 wineries and tasting rooms. While most Washington wineries grow their grapes east of the mountains near the Columbia Valley, many will then transfer their product west of the Cascade Mountains to go to market. Our winery program is in partnership with some of the top insurance companies in the country. We’ve established great programs with regional partners as well; partners who understand your local needs and whose programs will help your winery in Washington be protected throughout the year, both in the season and while your wine is aging.

Some Optional Coverages Include:

  • Wine Leakage* – includes property held by the insured in trust or on consignment or on joint account belonging to others.
  • Unexpected Wine Oxidization* – finished or in process if caused by failure of corks, synthetic corks or screw tops and results in volatile acidity that exceeds the federal standard.
  • Unexpected Wine Contamination* – contact of wine products with residual cleaning solvents within the tanks/vessels/barrels/bottles.
  • Winery Stock Valuation*
    • Finished Stock – selling price less value of discounts and expenses.
    • Irreplaceable Wines – value on the date of loss at the average market value.
    • Stock in Process – value on the date of loss for previous three years for the same varietal.

*please note the above coverage options are simplified descriptions of policy language. Please reference your company issued policy for complete details of coverages, conditions, exclusions and limitations.

Other Winery Insurance Coverage Availability:

  • Property
    • Buildings, business personal property and stock
    • Business Income
    • Extra expenses
    • Equipment breakdown
    • Crime
    • Inland marine
    • Contamination
    • Wine leakage
    • Wine caves
    • Fine arts
    • Computers and media
    • Accounts receivable
    • Valuable papers and records
    • Commercial auto
  • Casualty/Liability
    • General liability
    • Liquor liability
    • Employment practices liability
    • Employee benefit liability
    • Product withdrawal expense
    • Wind drift or overspray
    • Progression liability
    • Internet liability and network protection
    • Auto liability
    • Umbrella liability

If you think your Winery in Washington could benefit from an insurance policy made specifically for wineries in Washington State, contact Filer Insurance. We have been providing Washingtonians with great coverage and affordable pricing for their insurance for auto, home and businesses for over sixty years. We provide financial security and insurance protection to consumers and businesses throughout the Northwest. Our office locations are in SeattleBallardMonroe and Arlington, and you can easily reach us by telephone or email. Because we’re an independent insurance agency, we offer insurance from the top insurance companies in Washington State.